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Please Note:
Some of our applications cannot be fully completed without a few additional pages that you would receive from us, and/or without consultation from a NESDCAP / NESDEC representative. The majority of the application is provided for you so you can complete that portion and gather additional information that may be needed.
These applications are online and will be submitted to one of our representatives when you click finish, or you can choose to download the PDF version and mail completed documents to: NESDCAP, 104 Ash Street East, Sisseton, SD 57262.
If you have any questions or problems while filling out any of these applications please contact us at (605) 698-7654 or toll free: 888-202-4855. |
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Income Guidelines |
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Download 2010 Income Guidelines PDF |
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Loan Calculator |
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Mortgage Payment Calculator |
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Applications |
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| GROW South Dakota |
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Prequalification Worksheet
Download PDF* |
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NESDCAP and NESDEC expanded their housing and business loan services to eight new counties in northeast South Dakota.
*This online form contains seven documents. Please fill out all and submit ALL documents as well as the Prequalification Worksheet. |
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| Housing Loan Pre-Qualification |
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Prequalification Worksheet
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If you are interested in home ownership complete the pre qualification form.
Our agency will obtain a credit report and assist you in finding various
housing loan products. NESDCAP is a HUD and HERO Certified Counseling
Agency.
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| USDA RD 502 Housing Program |
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Prequalification Worksheet
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This program partners with USDA Rural Development in packaging loans in counties with persistent poverty. The purpose of these loans is to make the dream of home ownership possible to individuals and families. There is up to 100% financing available, low interest rates contingent on income and real estate taxes and insurance are escrowed.
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| Housing Loan Request (For Lender/Community Development Corporation only) |
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Download PDF |
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This program provides several
opportunities for Single Family home ownership. 1) Down payment/closing
cost assistance 2) Certificate of Deposit (CD) Pledge program 3) Partnership
loans 4) Direct Loans 5) Development Corporations who wish to construct
affordable housing in their community |
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| Emergency Services |
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Download PDF |
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Various types of assistance available for the counties in our coverage area. |
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| Energy Assistance Program |
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Fill out Online |
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Energy assistance helps low-income South Dakotans pay for home heating costs. Keep in mind, energy assistance may not pay for all of your home heating cost. |
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| Dakota Dream Savings Fund |
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Save for a home, business or education |
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FAQ |
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| NESDEC Business Loan Application |
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Download PDF* |
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Applicant will need to complete a projected cash flow statement, current financial statements (personal and business), business plan, and past 3 years' income tax returns (both personal and business).
*This online form contains eight documents. Please fill out and submit ALL documents. |
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| Weatherization / Furnace Request (for homeowners) |
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Download PDF |
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